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Tuesday, May 5, 2009

The Negotiating Gumptionista

You’ve heard the saying that everything is negotiable. I didn’t always think that was true, and I did push the envelope several times just to prove myself wrong, and I was wrong. I have negotiated my medical bills, rent, cable bill, car lease, etc. Ya name it, I’ve negotiated it!

In these economic times, more than ever, it is important to keep pushing the envelope. It never hurts to ask, and if it’s a no, it’s a no, but you have to try. I was recently at my dentist’s office and I overheard his assistant telling another office assistant that I was the only person she had ever met that had gotten a veneer paid for. I had completely forgotten about that story.

A few years ago, I had a tooth that kept breaking. Every few weeks it would break, I would visit my dentist, and he would glue it back on. On more than one occasion, he told me that I should get a veneer, but I was stubborn and didn’t want to pay for it. I knew that the insurance company would not cover the veneer, because veneers are always considered cosmetic, for any reason. They would, however, continue to pay for the tooth repair.

The last gluing came on Valentine’s weekend, 2005. It was the first Valentine’s day that I was actually happy to be alone and dateless. It was a Saturday night, and I was at home eating dinner. My tooth fell into my hand, and completely broke off this time. I called my dentist on his cell phone to tell him that I was, again, a toothless wonder. He was willing to leave his dinner, but I told him it could wait until the morning. I finally gave in to the veneer! It was $900! As I was writing the check, I told him that I would be submitting it to my insurance company just to see if they would cover anything. He said, “in all the years I’ve been doing this, I have never seen them cover veneers.” I reminded him who he was talking to.

I called the dental insurance company on Monday, and explained the situation. I said, “I have been getting my tooth glued back on every other month, which you have been covering. I decided to save you money and me, time, and get the veneer. I would like you to cover at least half of it.” The woman explained that veneers were not covered, but to send the claim in anyway. About a month later, I received a call from my dentist’s office indicating that they had received a check for $500 from the insurance company. I laughed to myself…I wasn’t even going to try this, because I didn’t think it would go through. Wouldn’t I have kicked myself if I hadn’t tried! Do not believe everything you hear. You just never know!

9 comments:

  1. أهلاً ومرحباً بكم في شركة ركن الأمانة , النظافة من أهم الأشياء التي يجب على الإنسان الاهتمام بها من أجل الحفاظ على الصحة العامة من الأمراض التي و مليئة بالميكروبات الضارة جدا فلابد من الاهتمام بالنظافة بشكل دائم فالوقاية خير من العلاج، ونحن في شركتنا نقدم لكل عملائنا الكرام خدمات غير محدودة غي عالم التنظيف سواء كان تنظيف شقق، أو فلل، أو منازل، أو مساجد أو مؤسسات عامة ،أو حكومية، أو شركات، أو مكاتب ، شركة تنظيف بجازان
    شركة تنظيف منازل بخميس مشيط
    شركة تنظيف بنجران
    />شركة تنظيف منازل بجازان
    شركة تنظيف منازل بابها
    شركة تنظيف كنب بخميس مشيط
    شركة تنظيف بسكاكا
    >
    شركة تنظيف بابها

    ReplyDelete
  2. تنظيف الخزانات من أهم الأمور التي يجب القيام بها بشكل دوري و على فترات متقاربة حتى نحافظ على الصحة العامة من الإصابة بأيه أمراض شركة مكافحة حشرات بخميس مشيط
    شركة تنظيف خزانات بخميس مشبط
    شركة تنظيف منازل بخميس مشيط
    شركة تنظيف منازل بنجران
    شركة مكافحة حشرات بابها


    ReplyDelete
  3. من أكثر المشاكل التي تؤرق جميع ربات البيوت هي عملية تنظيف المطبخ لكثرة الاستخدام اليومي و المتكرر له بشكل مستمر فقد تتكاثر الدهون والمواد الزيتية على نقدم نصائح مميزة لخدمات التنظيف وخدمات مكافحة الحشرات للمحافظة على المنازل من تلك الأضرار الكبيرة الجدران والحوائط و الأرضيات مما يجعل عملية التنظيف صعبة جدا ، فنحن نوفر لجميع عملائنا من هم أهلشركة مكافحة حشرات بمحايل عسير
    شركة مكافحة حشرات ببيشة
    شركة تنظيف منازل بسراة عبيدة
    شركة مكافحة حشرات بسراة عبيدة
    شركة تنظيف بجازان

    شركة مكافحة حشرات بجازان
    شركة تنظيف خزانات بجازان <br

    ReplyDelete